Umer Dangra

Umer Dangra has nearly 15 years of experience in risk advisory, specializing in the banking and financial services sectors. Prior to joining the organization, Umer worked for the largest bank in the United Arab Emirates and spent more than 10 years at “Big Four” firms. He has managed and delivered more than 75 co-sourced and outsourced internal audits across various functions, following the Institute of Internal Auditors (IIA) principles.

Umer’s audit experience includes sales and business development, credit underwriting, lending products (credit cards, personal, auto and real estate loans), operational and credit risk, compliance, finance, legal, collections and marketing. His work has led to cost-saving recommendations for clients.

He led an anti-money laundering/financial crime compliance (AML/FCC) enterprise-wide risk assessment (EWRA), developing the framework and conducting both qualitative and quantitative risk analysis. He also managed a project reviewing compliance frameworks and developing AML/combating the financing of terrorism (CFT), Know Your Customer (KYC) and sanctions repositories for a bank. Additionally, Umer supported a leading multinational bank in delivering Sarbanes-Oxley (SOX) control outcomes for International Financial Reporting Standard (IFRS) 9, including analyzing and documenting data flows and testing existing controls.

Umer developed risk registers for 15 processes across six entities and performed risk assessment as part of establishing risk management function. He conducted an assessment for implementation of a governance, risk and compliance tool and has participated in more than 10 advisory projects relating to corporate governance and compliance processes.